Brazilian Banker Luíz Carlos Trabuco Knows How To Help His Bank

Brazil may be the poster child for the down and out, politically speaking, but Brazilian banks are laughing all the way to the “bank.” The two giant private banks, Bradesco and Itaú consistently earn returns on equity even when the government is falling apart, and when it has its political “fingers in the cookie jar” Banks turn up the financial heat in bad times. The two private banks manage to return 20 percent of each dollar invested every year. Big banks in the United States only realize 10 percent from each dollar invested.

Even when exports are down, and manufacturing is at a standstill, Brazilian banks are tearing it up, economically speaking. The four biggest banks in Brazil have revenue of more than $20 billion. Twelve years ago, revenue was only $2.1 billion. The funny thing is, 12 years ago Bradesco’s CEO, Luiz Carlos Trabuco, was turning in incredible profits figures as president of Seguros, Bradesco’s insurance division.

The 66-year-old Luiz Carlos Trabuco is not an ordinary banker in terms of education. He’s more thinker than numbers geek. And he has a long history of successes. Other Brazilian banks went into hibernation mode during the recession, Trabuco and his Bradesco team did all they could to build solid social programs within the bank. Mr. Trabuco knows receiving starts with giving, so he went to work and got employees in all 5,000 branches to care about giving back to the community. On the national level, Trabuco is happy to report the bank’s support for national programs. The Brazilian Green House Emissions Program, Companies for Climate Change, and Global Compact, as well as the Carbon Disclosure Program, are all part of Bradesco’s giving back program.

Like Luiz Carlos Trabuco on Facebook

Banco Bradesco is also turning heads on Wall Street. In the first quarter of 2017, the bank was on fire in terms of profits. More than R$9.3 billion went to Bradesco’s bottom line, and it looks like the second half will be another record breaker. Bradesco’s stock is trading at a little over $10 a share, and Wall Street analysts are pushing investors to buy more now. The economy may be in slow motion, but banks are reaping the rewards of insurance, government programs, bonds and a drop in interest rates. Even though the government is still in turmoil, the unemployment rate is dropping and so are inflation and interest rates.

It’s unfair to say Luíz Carlos Trabuco put the 43-year-old bank in this abundant position on his own, but it is fair to say Trabuco was the current maestro for the success of Bradesco. Bradesco’s Board of Directors had faith in Trabuco early in his banking career because Luiz is a banker with a solid psychology and philosophy background. He has a degree from the University of São Paulo, and a post-graduate’s degree in psychology. His banking career got off the ground in 1969, and after almost 40 years, he can say he knows how to manage banks. Trabuco is a team player. His list of duties would put much younger bankers under the table, but Trabuco still has the energy and knowledge to make a difference.

Mr. Trabuco is Vice-Chairman of the Board of Directors of Banco Bradesco, and he is the current President-Director of the Bradesco’s organization companies. Trabuco is Board Chairman of Directors of Elo Participações, and he is a member of the Board of Directors of Brazilian Federation of Banks. Plus, Mr. Trabuco serves on the Strategic Committee of Vale. But he also on the Executive Board of the National Confederation of Financial Institutions. Trabuco also was instrumental in Bradesco’s acquisition of HSBC in 2015.

Learn more about Luiza Carlos Trabuco: http://istoe.com.br/5442_NOVO+COMANDO/

The Success Journey of Talk Fusion In Telecommunication Sector

In 2016 the Talk Fusion was awarded the communications solutions product of the year award. This award is given by the Technology marketing corporation to honor unique products that offer improved voice, data, video and communication. This award is the second award that the company received in 2016 to acknowledge its efforts. The executive of TMC, Rich Tehrani acknowledged Talk Fusion a s an entity that set an example simply by providing the best products and services that keep up with the contemporary market. Learn more: https://www.forbes.com/sites/quickerbettertech/2010/11/10/talk-really-can-be-cheap/#355f7a864e80

 

Talk Fusion enables users to use the video chat in ensuring face to face communication with whoever they intend to despite their location. The Talk Fusion application is also readily available on iTunes and Google store to in case users need it. Bob Reina, the founder of the cross communication platform, has assured that more plans to ensure the platform is always ahead in its market are in place. The platform is known for providing the all in one video marketing solution which are five leading video communications products including the video newsletter, sign up forms, live meeting, video email and video chat graphics. Talk fusion additionally launched the Free Trials which last for thirty days for those customers who want to try before purchasing and a new site that will enable its users and also entice more customers. Learn more: https://talkfusion.com/en

 

Talk Fusion’s primary aim is to aid entrepreneurs to shine in their field of expertise and also help them in attracting more customers. In 2007, Bob Reina established Talk Fusion. This forum enables marketing between one individual to another globally. Currently, it operates in 140 states worldwide. Talk Fusion tends giving back to the community hence it is an active participant in charity events. The company has an Instant Pay and compensation scheme that enables people to receive their pay within a suitable period. Money earned is paid instantly through deposing it to the user’s E-wallet account. It also has an active team dedicated to customer satisfaction and possesses innovative ideas for the forum. The most competent team members are awarded cash bonuses and commission to encourage them. The team also takes on new customers and shows them the ropes. Learn more: http://www.huffingtonpost.com/author/bobreinatalkfusion-704

 

Norman Pattiz and VP of Edison Research Announced the Result of Podcastone’s Advertising Effectiveness Study

It was in February 2017 when the executive chairman of PodcastOne, Norman Pattiz and Edison Research Vice President of Strategy Tom Webster announced the results of a major advertisement study. The study involved advertising tests conducted with five major consumer brands in five diverse products and service categories. A series of comprehensive studies were conducted on pre and post-campaign lift for the podcast advertisers’ brands, and it was completed within the first half of the year 2016. Some of the main findings from the study are as follows:

  • More than 60 percent of listeners identified a specific brand of grocery post-campaign which is a 7 percent increase from the number of listeners in pre-study.
  • Product awareness increased by 47 percent from the time of pre-study to post-study for the financial services products. A 3 percent increase was experienced for automobile aftermarket product and 24 percent increase for garden and lawn products.
  • During the post-study, more than a third of the listeners gave very favorable opinions on automobile aftermarket product, and this was 18 percent improvement from the pre-study period. Also, 22 percent of listeners were very likely to purchase the garden and lawn products in post-study, and this was a 6 percent improvement from the pre-study.
  • Awareness of a certain automobile aftermarket product and a casual dining restaurant campaign messages increased by 60 percent and 76 percent respectively from Pre-study to the post-study.

Edison Research carried out three different studies on behalf of PodcastOne in the year 2016 so as to evaluate the effectiveness of their advertising services with five national brands. The study included online assessments of the audiences before the advertising campaign by Podcast started running and after each brand runs for about four to six weeks following the same methodology. The results thus show the outcome before and after the campaign studies, and it is evidenced that the podcast’s audiences are effectively receptive to the brand messages and are also willing to consider the brands.

About Norman Pattiz

Norman Pattiz is a broadcasting entrepreneur and is the founders of PodcastOne where he serves as the executive chairman. He was born in the year 1943, and by 1976 he founded Westwood One which is a radio syndication firm that he grew into the largest radio network in America. Renowned people have recognized Pattiz in his career including President Clinton and Bush who appointed him to the United States Broadcasting Board of Governors (BBG). Through his work, Pattiz has received numerous broadcasting awards which include Giants of Broadcasting Award from Library of American Broadcasting. PodcastOne was founded in the year 2012 as Launchpad before it changed its name in the year 2013.

 

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A Closer Look at Aloha Construction, Inc. and the Services it Renders

Aloha Construction plans to expand its roofing business after a season filled with storms, high winds, and dangerous hail. Since they opened offices of the company in Northern Illinois, this enterprise has experienced tremendous growth. Aloha Construction also looks forward to building new homes for their vast clientele after the launch of an internal restoration service.

 

Aloha Construction, Inc and its extensive portfolio

 

According to the CEO of Aloha Construction, David Farbaky, this company has increased its project portfolio from 7,000 in 2013 to 20,000 in 2017. He also added that the company mission is to make homeowners feel good in the comfort of their homes. The company also plans to open new networks committed to providing services, such as kitchen remodeling, water extraction, interior restoration, and renovation of bathrooms and basements. Farbaky also emphasized that Aloha Construction, Inc. has provided numerous repair services and is bound to stand out in the coming months.

 

What services does Aloha Construction offer?

 

Aloha Construction is a family business based in Lake Zurich, Illinois. This company began as a small enterprise, which has since grown into one of the leading construction companies in the United States. This firm has clients in DuPage, Cook, McHenry, and the Lake counties. These customers are served from the company’s Bloomington office.

 

Aloha Construction has been able to acquire certification and membership from various organizations, including National Roofing, the Building Trades Association, and the BBB, Contractors Association. Aloha Construction has a five-star rating from the BBB. It offers its clients about 10 Year Craftsman warranty. Additionally, this company is licensed to conduct business and is insured as well. Aloha Construction, Inc. has been able to complete over 18,000 projects in parts of Round Lake, Lake Zurich, Vernon Hills, Wauconda, Hoffman Estates, Washington, and Palatine.

http://business.lzacc.com/list/member/aloha-construction-inc-2950

https://www.crunchbase.com/organization/aloha-construction-2

Eva Moskowitz – A Charter School CEO That Is Getting Noticed

There are a lot of conversations about the validity and effectiveness of charter schools these days. One woman, Eva Moskowitz, is proving that charter schools work. Moscowitz is a charter school founder and created the Success Academy Education Institute. She has a recently taken on Mayor de Blasio in a courtroom battle regarding the Mayor’s attempt at oversight of her pre-K programs. The battle continued for more than 18 months.

 

So far, her academies have approached learning and teaching in a new way. From the very aesthetics of running effective school programs, to addressing math deficiencies and finding new ways to finance operations, Moskowitz has pioneered a number of innovative methods. Now, she is ready to share her methods with the world.

 

Since the creation of her learning institution, she has raised more than $35 million. This gives staffers an opportunity to create project-based learning programs that help make the learning experience rich and interesting. Her schools are also leading the way on school integration. Her institute will offer principals and teachers across the nation a foundation for giving students access to a high-quality education.

 

There are enough studies to show that charter schools work for students of every race. While they can work particularly well for at-risk students, any student can benefit from a focused and well-designed curriculum. There are still a lot of elements to weigh. Public schools offer excellent opportunities for students to engage in sports and other activities that can lead to scholarships and further education etc. However, Eva Maskowitz approach is gaining a lot of notoriety. That can never be a bad thing.

 

While charter schools may not be the answer for everyone, they do provide a balanced and effective approach to learning and growth for many children across the nation. Many charter school graduates develop the inspiration to achieve.

https://en.wikipedia.org/wiki/Eva_Moskowitz#Early_life_and_education

http://www.huffingtonpost.com/topic/eva-moskowitz

How Securus Technologies Keep a Prison Free of Contraband

When my team of corrections officers were called into the supervisor’s office to discuss the recent influx in contraband in the inmates hands, we had no idea things had gotten so bad so fast. In the last year, the amount of incidents involving drugs being used and sold in the jail by inmates tripled from the prior year, and we were about to be read the riot act about making a huge dent in the problem immediately. Although we had many resources at our disposal, we were about to discover they were not enough.

 

Checking visitors and surprise cell inspections were not getting the desired results, so we turned to Securus Technologies for help. This trusted company has over two thousand systems in jails around the country, and the entire Dallas-based company all share the one objective of making this world safe for everyone.

 

Once me at the rest of the officers on my shift were trained to use the new LBS software, it became apparent to us all that we had a new tool that would significantly cut down on the amount of contraband getting into the jail. On one of the calls an inmate was making, he discussed in his own unique way a system for his brother to hand him prescription drugs at the visitor center. We were able to stop the next transfer and punish both parties. There was a call where an inmate was talking opening about how he hid drugs in his cell and when he used them. Our team intercepted his next score and put a stop to that activity.

 

In only a few short weeks, we took more contraband out of the jail than we did all last year thanks in part to the huge effort of the team at Securus Technologies.

 

Sweetgreen Offers Healthy Food With A Sweettouch

Sweetgreen is not a typical fast food restaurant. The chain, founded by Georgetown University graduate Nathaniel Ru, focuses on simplicity and making positive impacts on local communities. Their model has worked, growing them from a single restaurant in Washington D.C. to over 40 locations nationwide. In a recent interview with Fortune, Ru said they are “creating a brand that stands for something.” Learn more: http://www.forbes.com/pictures/ekeg45fe/nicolas-jammet-nathaniel-ru-jonathan-neman-co-founders-sweetgreen-262627/

 

The idea started at Georgetown, when Ru and his classmates Jonathan Neman and Nicolas Jammet wanted a healthy dining option that would also be convenient. The first Sweetgreen opened in August 2007 and has been growing strong ever since. Ru, who graduated with a degree in Finance, believes in staying grounded. In an interview with the University of Pennsylvania, he describes how they got their first location with only three pages of a business plan. He also says it was the only time he wore a suit to a meeting. Learn more: http://www.businessinsider.com/sweetgreen-founder-interview-nathaniel-ru-2016-3

 

“Keeping it real,” is one of the company’s five core values. They operate without a head office, and shut down the ones they do have several times a year. According to Theresa Dold, their Director of Digital Marketing, “People do not buy what you do. They buy the way that you do it.” They call this their Sweettouch. The strategy promotes employees opening the door for customers, giving them umbrellas in the rain and walking them through the ordering process. Each Sweetgreen restaurant also sources produce locally, varying their menu depending on what farmers are already growing. They also use a different architectural design for every store, blending them seamlessly into communities. Learn more: https://en.wikipedia.org/wiki/Sweetgreen

 

Sweetgreen also integrates modern technology and trends into their business model. Their app gives customers the ability to personalize orders with clear photographs of the available ingredients. Once ready, they can pick up their meal from a separate line in the store. The app accounts for over 30% of their business. The company also hosts what they call Sweetlife, a music and food festival with over 20,000 visitors each year. Sweetlife connects communities with local farmers, chefs and emerging musicians to promote healthier lifestyles.

 

Nathaniel Ru believes Sweetgreen succeeds because it not only connects with communities, but also because it provides an excellent experience to customers. As he describes it, “Yes, you always want to market to your tribe. We serve wraps and yogurt, but really we leave people better off in several ways.”

 

 

Samuel Strauch And The People-First Approach To Entrepreneurial Work

Metrik Holdings is a real estate investment firm that was founded by Samuel Strauch back in 2002. Over the following 15 years Strauch would slowly but steadily grow his company into a real workhorse in both Florida and international markets thanks to key business relationships with agencies in Latin America.

Strauch is an avid investor and an entrepreneur but above it all he is a leader in his industry. Strauch worked his way up through a high end education before committing himself entirely to the real estate world. Let’s take a look at Strauch’s view on life, his views on business, and how he seamlessly seems to blend the two.

Samuel Strauch has as great of a pedigree as anyone else in the business. Strauch graduated with his undergrad degree from Hofstra University before going on to study at both Erasmus University and Harvard University. There he would hone in on the sharp mind that he has become known for and the key business practices that would embolden his success later on in life.

To find success in real estate, and particularly with your own company as Metrik Real Estate has done, you need to be able to build a relationship. Samuel Strauch knows more than anything else that success in real estate is all about being able to reach another person and connect with them on a personal level. Strauch’s typical day is filled with such connections and he calls these meetings as the ‘key to my business’. Strauch knows that finding the next big property or locating the next great business idea is all about the team you surround yourself with.

Samuel Strauch also knows that the key to success is to not burden yourself with negative energy or self doubt. That is why Strauch spends parts of every single day deeply focused in his own private meditation practices. From this meditation Strauch is able to re-focus himself and shed negative energy. When probed about ‘doing over’ things in life here merely comments, “Looking at the balance, the positive outweighs the negative so I wouldn’t change a thing.” Samuel Strauch and Metrik Holdings are currently highly active in South Miami and Latin America.

Read more on HomeLight.com.

PodcastOne: A Positive Addition to Advertising Industry

The PodcastOne recently conducted a research study in collaboration with Edison Research to assess the impact of advertisement on consumer behavior related to major consumer brands. The study included a series of comprehensive studies focusing on the impacts of advertisement tests with regards to five major consumer brands of different products and services.

This study was the first of its kind related to podcast advertisement. The results of this study have demonstrated a significantly positive impact of podcast advertisement in the overall appeal of brands and the consumers’ purchasing behavior.

The comprehensive research study has come up with several key results. Some of the key findings are as under:

The study showed that more than 60% of the audience of podcast advertisements named a certain grocery brand. The percentage of the audience before the advertisement was a mere 7%. The number increased manifold as a result of podcast advertisement campaigns.

Similarly, the study also found that there was a sharp difference in the percentages of people aware of products before and after the study. As the result of the advertising campaign, these percentages increased by 47%, 37% and 24% for financial services item, automobile products, and garden accessories respectively. Learn more about Norman Pattiz: http://normanpattiz.com/

The study also demonstrated that in the case of an automobile aftermarket, the awareness among the listeners of podcast advertisements increased by 60% as compared to the percentage of people aware of the product before the study was conducted.

The PodcastOne is a widely known network of podcasts focusing on advertisements. The network was founded in 2013 by Norm Pattiz. The PodcastOne has an extensive collection of more than 200 podcasts on different topics including famous and successful individuals. Since its creation in 2013, the PodcastOne has had a successful experience of in terms of its impact on its listeners’ behavior. The network is based in California, U.S.

Norman Pattiz is the ingenious founder of PodcastOne who came up with the novel idea to take the concept of advertisement to new higher level. He is the Executive Chairman of the PodcastOne. Norman Pattiz also founded in 1974 the Westwood One, a big radio network. He has a decorated resume with an extensive experience in radio networking and advertisement.

According to Crunchbase, during his long, illustrious career, Norman Pattiz has served on the board of several organizations and remained a director at Office of Foreign Relations of the Sheriff Department of Los Angeles. Moreover, he also served as director of The Regents of the University of California. For his services, he has won several awards as well.

Richard Mishaan Design Lays Out Quality Interior Design Tips

New York City lays claim to a great many events that attract attention from all around the planet, as well as some of the greatest interior designers in the world. This year we are taking a look at one of the most popular and famous interior-designer only events. For the past 45 years designers from around the world have flocked to NYC to work together in order to show off their designing skills. This years collaboration will take place within a Charles Platt townhouse worth nearly $27 million. The Platt townhouse is 25 feet wide and beholden to 10,000 square feet of space. These designers got together to show off their work and show you what NOT to do when designing your own home.

 

Designer Timothy Brown cracked open the advice giving session by advocating directly to men: “There are ways of having lighter spaces and keeping the masculine feel. For example, I mix lighter, whiter walls with a heather gray sofa and a chocolate brown rug.” Brown’s advice comes right after Neal Beckstedt, an exclusive NYC designer, advocated something similar: “Most men don’t use color, as they think masculine spaces need to be white, black, and gray.” The long and short of their suggestion: let your color run wild — but not too wild. Here are some excellent furniture pieces to start out with, even grabbing one colorful statement piece can make the look and feel of a room completely different. Another trend that men who love modern styles are flocking is high quality architectural glass, that can completely change the style of a home from the inside out.

 

Next up we have the titular stylistic advice from Richard Mishaan Design. Mishaan’s advice is interesting because it is almost deceptively simple but so effective. Richard Mishaan believes in embracing your hidden treasures and showing them off to the world. Mishaan points out that most people try to hide away their most interesting pieces of collectibles, opting to keep them away due to the inability to ‘match’ them with the overall room design. Richard Mishaan believes that your room should have personality and that a great talking piece will look good no matter where you end up putting it. Bringing people together is a key part of designing, and strategically placed items from your travels and lifetime make a huge difference.

 

Richard Mishaan is definitely a breath of fresh air in the designer world of New York City. Where so many of the top 1% try to adhere to the same cliche designing guidelines, Mishaan advocates for letting loose. Mishaan’s advice is as applicable in a New York highrise as it is back in a little townhouse in rural Illinois.

Architectural Digest magazine also recently featured this talented and hardworking designer to showcase his vibrant, simple and modern style.

To see more of Richard Mishaan and his beautiful work, check out his Facebook and Pinterest.